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Bacarrat

Everything you ever wanted to know about online Bacarrat...

Anybody who has watched a James Bond film knows that Baccarat is his favorite casino game. Strangely, although it is a very simple casino game, it is not as popular as say Blackjack or Roulette.

Online Baccarat is an extremely fast game, as everything is automatic. So let's get on with it and learn how to play Baccarat.

The object of baccarat is to obtain a hand with a point total closest to 9. Aces count as one; 2 through 9 as their face value; tens and picture cards count as zero. If the value of the hand is ten points or more, subtract ten, and the remainder is the baccarat point value of the hand. For example: 7+6=13=3 and 4+6=10=0.

Where Baccarat significantly differs from other casino games is that you can place your wager on the banker’s hand and/or on the player’s hand and/or on a tie, so you can back yourself or the banker or both.

The player and the banker are then each dealt two cards face up. In certain cases, a third card is dealt to the player or the banker or both (see Third Card Rules below).

The player closest to 9, wins. If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet. If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission. If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9 for 1, otherwise your bet just gets returned to you.

 

Third Card Rules

The following baccarat rule chart governs when the player and/or the banker will automatically be dealt a third card:

Player

Point Value of First Two Cards:
0 - 5 Draws a card.
6, 7 Stands.
8, 9 “Natural hand”, no further draw.


Banker
Point Value of First
Two Cards:
Draws when the player’s
third card is:
Does not draw when the
player’s third card is:
0 - 2 Always draws a card.
3 0 - 9 8
4 2 - 7 0, 1, 8, 9
5 4, 6, 7 0 - 3, 8, 9
6 6, 7 0 - 5, 8, 9
7 Always stands.
8, 9 Player cannot draw. Player cannot draw.

Remember: If either the player and /or the Banker has a total of 8 or 9, they will both stand. This Rule overrides all other rules.